
The concept of “save today for the needy days,” has been practiced since the evolution of mankind for storing, food grains, water, fossil fuels, to name a few items. Generation has been a witness to the conceptual changes where as the ideology has remained more or less unchanged. Today, the art of financial savings and investment has given rise to a new profession, Financial Planner cum Advisor, to impart professional advice, planning and monitoring of individuals portfolio.

The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.
Life insurance remains a critical tool for financial protection and savings in India, but coverage levels are still far below what is considered adequate for earning individuals, according to insights shared by Mithil Sejpal, Co-Founder of SLiQ (Smart LIQuidity) by ValuEnable.
